4/1/2023 0 Comments Mymoney financial![]() Contact the Federal Trade Commission (FTC) at ftc.gov/complaint if you receive messages from anyone claiming to be a government agent.Keep in mind that scammers may try to take advantages of financial fears by calling with work-from-opportunities, debt consolidation offers, and student loan repayment plans.The government will not contact you through social media about owing money or receiving payments. Be aware that scammers may try to contact you via social media.Remember that the government will not call or text you about owing money or receiving economic impact payments.Scammers can create fake links to websites. Do not click on links in texts or emails from people you don’t know.Be cautious about sharing personal financial information, such as your bank account number, social security number, or credit card number.For more helpful financial preparedness tips, download the Emergency Financial First Aid Kit (EFFAK) to get started planning today.Homeowners insurance does not typically cover flooding, so you may need to purchase flood insurance from the National Flood Insurance Program. Review your policy to make sure the amount and types of coverage you have meets the requirements for all possible hazards. Obtain property (homeowners or renters), health and life insurance if you do not have them. Not all insurance policies are the same.It is important to have small bills on hand because ATMs and credit cards may not work during a disaster when you need to purchase necessary supplies, fuel or food. Keep a small amount of cash at home in a safe place. Consider saving money in an emergency savings account that could be used in any crisis.Gather financial and critical personal, household and medical information. ![]() In these stressful times, having access to personal financial, insurance, medical and other records is crucial for starting the recovery process quickly and efficiently. Leaders in Business Community ResilienceĪmericans at all income levels have experienced the challenges of rebuilding their lives after a disaster or other emergency. ![]() ![]()
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